*Offers valid Feb. 1 thru March 14, 2012. See your independent Trane dealer for complete program eligibility, dates, details and restrictions. Special financing offers valid on qualifying systems only.

All sales must be to homeowners in the United States. Void where prohibited. The Home Projects Visa card is issued by Wells Fargo Financial National Bank. Special terms apply to qualifying purchases charged with approved credit at participating merchants.

The special terms APR will continue to apply until all qualifying purchases are paid in full. 0% APR/48 Months: The minimum monthly payment will be the amount that will pay for the purchase in full in equal payments during the special terms period.

Interest will be charged to your account from the purchase date at the APR for Purchases if the purchase balance is not paid in full within the promotional period. For newly opened accounts, the regular APR is 27.99%. The APR will vary with the market based on the U.S. Prime Rate.

The regular APR is given as of 1/10/2012. If you are charged interest in any billing cycle, the minimum interest charge will be $1.00. The regular APR will apply to certain fees such as a late payment fee or if you use the card for other transactions. If you use the card for cash advances, the cash advance fee is 5.0% of the amount of the cash advance, but not less than $10.00.